|
Sl.No |
Name of Loan |
Amount |
Rate of
Interest (%) |
Period |
|
|
Month |
Year |
||||
|
1 |
House Building
Loan/ House Purchase/Flat Purchase |
30,00,000 |
9.75 |
240 |
20 |
|
2 |
House Building II mortgage
Loan |
20,00,000 |
10.5 |
180 |
15 |
|
3 |
Land Purchase
Loan |
20,00,000 |
10.5 |
180 |
15 |
|
4 |
House Extension and
Maintenance Loan/Addl.Loan |
15,00,000 |
10.5 |
180 |
15 |
|
5 |
Housewarming Loan |
1,00,000 |
Housing loan from Society 9.75 Others 10.25 |
25 |
2 yrs 1 month |
|
6 |
Building
Material Loan |
10,00,000 |
10.5 |
96 |
8 |
|
7 |
House Furnishing Loan |
2,00,000 |
9.75 |
100 |
8 Yrs 4 months |
|
8 |
Compound Wall
Loan |
2,00,000 |
11 |
60 |
5 |
|
9 |
Vehicle Loan |
15,00,000 |
10.75 (10.25% producing RC
within 2 months) |
180 |
15 |
|
10 |
Purchase of Electric Scooter |
2,00,000 |
10.75 (9.5% producing RC
within 2 months) |
60 |
5 |
|
11 |
Contingency
Loan |
7,00,000 |
11 (0.5% incentive) |
100 |
8 yrs 4 months |
|
12 |
Festival Loan |
2,00,000 |
9.5 |
60 |
5 |
|
13 |
Interest Free
Loan |
1,00,000 |
0 |
12 |
1 |
|
House
Building Loan List
of Documents |
|
|
1 |
Original Deed |
|
2 |
Tax Receipt |
|
3 |
Encumbrance Certificate(15yrs) |
|
4 |
Location Sketch |
|
5 |
Location Certificate |
|
6 |
Possession Certificate |
|
7 |
Approved Building Plan (2 copies) |
|
8 |
Estimate (2 copies) |
|
9 |
NLC |
|
10 |
Amt - Rs.30,00,000/- (80% of estimate) |
|
11 |
Period – 20 yrs or upto retirement |
|
12 |
Rate of Interest @9.75% |
|
13 |
Rate of Interest @8.75%for Basic Pay upto 39,300/- and
area upto 1076 sq feet |
|
House Purchase Loan/ FLAT PURCHASE LOAN List
of Documents |
|
|
1 |
Deed (Copy) |
|
2 |
Tax Receipt |
|
3 |
Encumbrance Certificate(15yrs) |
|
4 |
Location Sketch |
|
5 |
Location Certificate |
|
6 |
Possession Certificate |
|
7 |
NLC |
|
8 |
Agreement |
|
9 |
Amt-Rs.30,00,000/-(80% of estimate) |
|
10 |
Period - 20 yrs or upto retirement |
|
11 |
Rate of Interest @ 9.75% |
|
12 |
Rate of Interest @ 8.75% for Basic Pay upto 39,300/- and
area upto 1076 sq feet |
|
Land Purchase List
of Documents |
|
|
1 |
Deed(Copy) |
|
2 |
Tax Receipt |
|
3 |
Encumbrance Certificate (15 yrs) |
|
4 |
Location Sketch |
|
5 |
Location Certificate |
|
6 |
Possession Certificate |
|
7 |
NLC |
|
8 |
Agreement |
|
9 |
Maximum Amt-Rs.20,00,000/-(80% of land value) |
|
10 |
Period - 15 yrs or upto retirement |
|
11 |
Rate of Interest @ 10.5% |
|
Second
Mortgage Loan (Addl To Govt Loan) List
of Documents |
|
|
1 |
Copies of all documents given to HBA |
|
2 |
NLC |
|
3 |
Amt-Rs.20,00,000/ or 100% of HBA whichever is
less |
|
4 |
Period-15 yrs or upto retirement |
|
5 |
Rate of Interest @10.5% |
|
Addl HBL
List
of Documents |
|
|
1 |
NLC |
|
2 |
Estimate |
|
3 |
Amount -
Rs.15,00,000/- (80% of Estimate) |
|
4 |
Period -15 yrs or upto retirement |
|
5 |
Rate of Interest @10.5% |